The Ledger

{# ============= header ============= #}

The Ledger

Chart Room · YT-1300F

{% include 'includes/ledger_nav.html' %}

{% with messages = get_flashed_messages(with_categories=true) %} {% for category, message in messages %}

{% endfor %} {% endwith %} {# ============= total debt + cash runway side by side ============= #}

{# total debt card #}

Total Debt

${{ '{:,.2f}'.format(total_debt) }}

30-day Δ {% if delta_30 is none %} — {% elif delta_30 < -1 %} ↓ ${{ '{:,.2f}'.format(-delta_30) }} {% elif delta_30 > 1 %} ↑ ${{ '{:,.2f}'.format(delta_30) }} {% else %} — $0 {% endif %} Interest / mo ${{ '{:,.2f}'.format(interest_burn) }} Debt-free est. {{ projection.debt_free_date or '—' }}

{# cash runway card — left-border accent reflects runway_status #}

Cash Runway

{% if runway.checking_balance is none %}

— · —

Checking not yet snapshotted. Start a payday session to begin.

{% else %}

${{ '{:,.2f}'.format(runway.checking_balance) }} checking

Pay period {{ runway.period_start }} → {{ runway.next_payday }} ({{ runway.days_to_next_payday }}d) Obligations ${{ '{:,.2f}'.format(runway.total_obligations) }} Free to attack ${{ '{:,.2f}'.format(runway.free_to_attack) }}

{% if runway.obligations %} {% set past_count = runway.obligations|selectattr('is_past')|list|length %}

{{ runway.obligations|length }} obligation{{ 's' if runway.obligations|length != 1 else '' }} this pay period{% if past_count %} · {{ past_count }} need{{ '' if past_count != 1 else 's' }} confirmation{% endif %} →

{% for o in runway.obligations %}

{% if o.is_past %}●{% endif %} {{ o.description }} · {{ o.date }} ${{ '{:,.2f}'.format(o.amount) }}

{% endfor %} {% if past_count %}

Confirm in payday session → {% endif %}

{% endif %} {% endif %}

{# ============= WORKING ON line ============= #} {% if just_advanced %}

Milestone advancement → now working on {{ just_advanced.title }}. view map →

{% endif %} {% if current_milestone %} WORKING ON: {{ current_milestone.title }} {% if current_milestone_progress and current_milestone_progress.label %} {{ current_milestone_progress.label }} {% endif %} {% else %} PROGRESS MAP: no current milestone — open the map to set one {% endif %} {# ============= attack budget card (full width) ============= #}

Attack Budget

{% if budget.current_target %}

${{ '{:,.2f}'.format(budget.current_monthly) }} / mo → {{ budget.current_target.name }} @ {{ '{:.2f}'.format(budget.current_target.apr or 0) }}%

Watch the attack budget grow with each kill.

{% if budget.kill_sequence %}

{{ k.account.name }} est. kill: {{ k.projected_kill_month }} · then ${{ '{:,.0f}'.format(k.monthly_budget_after_kill) }}/mo to next target ${{ '{:,.2f}'.format(k.account.current_balance) }}

{% endif %} {% else %}

All debts retired. The chart is clean.

{% endif %}

{# Past-period stragglers: unconfirmed autopays that fell *before* the current pay period began. Rare — but if they exist, surface them so they don't disappear silently. The runway math doesn't include them (assumed already reflected in the checking snapshot). #} {% set stragglers = pending|rejectattr('tx_date', 'ge', runway.period_start)|list %} {% if stragglers %}

Pre-period unconfirmed autopays ({{ stragglers|length }})

Dated before this pay period began — not deducted from runway, but worth a look at payday.

{% for p in stragglers %}

{{ p.account_name }} · {{ p.tx_date }} ${{ '{:,.2f}'.format(p.amount) }}

{% endfor %}

Confirm in payday session →

{% endif %} {# ============= avalanche debts table ============= #}

// Debts (avalanche order) Snapshot all → · All accounts →

{% for d in avalanche %} {% endfor %}

Account	Balance	APR	Minimum	Allocation	Next
{{ d.name }} {% if d.status == 'unknown' %}⚠{% endif %} {% if d.stale_snapshot %}·{% endif %}	${{ '{:,.2f}'.format(d.current_balance) }}	{% if d.apr %}{{ '{:.2f}'.format(d.apr) }}%{% else %}—{% endif %}	${{ '{:,.2f}'.format(d.minimum_payment or 0) }}	{% if d.attack_allocation %}${{ '{:,.0f}'.format(d.attack_allocation) }}{% else %}—{% endif %}	{{ d.autopay_next_date or '—' }}

{# ============= coming up (next 30) ============= #} {% if coming_up %}

// Coming up (next 30 days)

{% for e in coming_up %} {% endfor %}

{% if e.direction == 'inflow' %}+${{ '{:,.2f}'.format(e.amount) }} {% else %}−${{ '{:,.2f}'.format(e.amount) }} {% endif %}

{% endif %} {# ============= this-month activity ============= #}

// This month's activity

{% if this_month.n %}

Logged: ${{ '{:,.2f}'.format(this_month.s) }} in debt payments across {{ this_month.n }} transaction{{ 's' if this_month.n != 1 else '' }}. {% if last_payment %} Last: ${{ '{:,.2f}'.format(last_payment.amount) }} to {{ last_payment.account_name }} on {{ last_payment.tx_date }}. {% endif %}

Full history → {% else %}

Nothing logged this month yet.

{% endif %}

{# ============= page footer ============= #}