Projection · The Ledger

Projection

{% include 'includes/ledger_nav.html' %}

{% with messages = get_flashed_messages(with_categories=true) %} {% for category, message in messages %}

{% endfor %} {% endwith %} {# Baseline summary header #}

Avalanche + snowball projection

Debt-free: {{ projection.debt_free_date or '—' }}

Months simulated {{ projection.monthly_rows | length }} Total interest paid ${{ '{:,.2f}'.format(projection.total_interest_paid) }}

Interest is accrued on remaining balances each month. Kills cascade allocation onto the next-highest-APR target.

{# Comparison strip — initially hidden, shown by JS when sandbox is active #} {# Tables — baseline always renders server-side; sandbox table is JS-rendered #}

// Month by month

{% if projection.monthly_rows %}

{% for r in projection.monthly_rows %} {% endfor %}

Month	Start	Min	Attack	Interest	End	Target	Kill
{{ r.month }}	${{ '{:,.0f}'.format(r.starting_total) }}	${{ '{:,.0f}'.format(r.minimums_applied) }}	${{ '{:,.0f}'.format(r.attack_applied) }}	${{ '{:,.0f}'.format(r.interest_accrued) }}	${{ '{:,.0f}'.format(r.ending_total) }}	{{ r.current_target_name or '—' }}	{% if r.kill_account_name %}{{ r.kill_account_name }} ✓{% endif %}

{% else %}

No projection — no active debts to simulate.

{% endif %}

{# Sandbox table — JS populates and shows when active #}

{# ============= // SANDBOX panel ============= #}

// Sandbox — explore what-if scenarios without changing config ▾

{# Control 1: Redirect bonuses #}

Redirect bonuses to debt

{% if bonus_count == 0 %}

No bonus income configured. Add bonuses on the Income page to enable this control.

{% elif next_bonus %}

Your next bonus lands {{ next_bonus.projected_next_date or next_bonus.event_date }}, ${{ '{:,.0f}'.format(next_bonus.amount) }} — toggle on to see the impact.

{% else %}

No future bonuses found. Add or update bonuses on the Income page.

{% endif %}

{# Control 2: Extra monthly attack #}

Extra monthly attack

{# Control 3: Side income ramp #}

Side income ramp

starts months from now

{# Control 4: Windfalls #}

One-time windfalls

{# JS appends rows here #}

{# Control 5: FedLoan override #}

FedLoan minimum override

starting in months

FedLoan currently configured at ${{ '{:.2f}'.format(current_fedloan_min or 0) }}/mo. Sandbox a different number to see the impact when forbearance ends.

{# ============= MILESTONE TIMELINE ============= #} {# ============= Apply modal ============= #}

Avalanche + snowball projection

Apply sandbox to live configuration